Credit Acceptance (CACC) reported $2.3B in revenue for fiscal 2025, +7.2% year on year. That ranks #1253 by revenue among 2853 SEC filers and #138 in Financials. Net income was $424M, a net margin of 18.3%. Revenue has grown 11.2% a year on average since 2011 ($525M then). The fiscal 2025 balance sheet shows $8.6B in total assets, $22.8M in cash and $1.8B in long-term debt.
Scale corrected: the company's XBRL data reports net income (×10⁶) without the scale factor (for example "4,801" for 4.8 billion). The figures are shown at the corrected scale; each links to the filing it comes from.
Key figures
| Key figures | FY2025 | YoY | Source |
|---|---|---|---|
| RevenueRevenues | $2.3B | +7.2% | FY20252025-12-31 |
| Gross profit | Not reported | — | |
| Operating incomeIncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | $565M | +71.6% | FY20252025-12-31 |
| Net incomeNetIncomeLoss | $424M | +71.0% | FY20252025-12-31 |
| Operating cash flowNetCashProvidedByUsedInOperatingActivities | $1.1B | −7.3% | FY20252025-12-31 |
| Capital expenditurePaymentsToAcquirePropertyPlantAndEquipment | $1.6M | −11.1% | FY20252025-12-31 |
| Total assetsAssets | $8.6B | −2.5% | FY20252025-12-31 |
| Shareholders' equityStockholdersEquity | $1.5B | −12.9% | FY20252025-12-31 |
| CashCashAndCashEquivalentsAtCarryingValue | $22.8M | −93.4% | FY20252025-12-31 |
| Long-term debtLongTermDebt | $1.8B | +25.9% | FY20142014-12-31 |
Revenue is total net sales for the fiscal year, taken from each company's own annual filing.
Reported since the last full year
Three-month figures this company has filed since FY2025. A quarter is not comparable with a full year, and these figures are used nowhere else on the site: not in any ranking, not in comparisons, not in the download.
| Quarter | Revenue | Net income | Source |
|---|---|---|---|
| Q1 20262026-03-31 | $580M | $136M | Open → |
| Q2 20262026-06-30 | $587M | $136M | Open → |
Only periods that end on a calendar quarter appear here. A company whose fiscal year ends in June files on a different calendar, so it has no row.
Where this sits in its sector
Each bar is the spread of the whole sector: the box covers the middle half of companies, the line inside it the median, and the triangle this company. The axis is clipped at the 5th and 95th percentile so a single outlier does not flatten it.
| Where this sits in its sector | FY2025 | Position in sector |
|---|---|---|
| Net marginRank 73 of 191 companies compared | 18.3% | |
| Operating marginRank 60 of 174 companies compared | 24.4% | |
| Cash as share of revenueRank 183 of 186 companies compared | 1.0% |
All four are ratios derived from two reported lines, not single filing items. Peer group: companies in the same sector with revenue of $1bn or more; loss-making companies are included.
Profile
- Legal name
- Credit Acceptance Corp
- Ticker
- CACC
- Exchange
- Nasdaq
- SIC classification
- Personal Credit Institutions (6141)
- Fiscal year end
- 12-31
- CIK
- 0000885550
Filings
- 10-QAug 4, 2026Open filing →
- 10-QMay 5, 2026Open filing →
- 10-KFeb 13, 2026Open filing →
Similar in size, same sector
| Company | Revenue | Net income |
|---|---|---|
| MorningstarMORN | $2.4B | $374M |
| Interactive BrokersIBKR | $2.4B | $4.4B |
| BakktBKKT | $2.3B | −$107M |
| Credit AcceptanceCACC | $2.3B | $424M |
| Sei InvestmentsSEIC | $2.3B | $715M |
| Cullen/Frost BankersCFR | $2.2B | $649M |
| Freedom HoldingFRHC | $2.2B | $153M |
Cite this page
Ready-made references for the figures on this page, as published on September 25, 2026.
Wikipedia
{{cite web |title=Credit Acceptance — Key figures |url=https://companiesranked.com/en/company/credit-acceptance |website=CompaniesRanked |date=2026-09-25 |language=en}}APA 7
CompaniesRanked. (September 25, 2026). Credit Acceptance — Key figures. CompaniesRanked. https://companiesranked.com/en/company/credit-acceptanceBibTeX
@misc{companiesranked-en-company-credit-acceptance-2026,
author = {{CompaniesRanked}},
title = {{Credit Acceptance — Key figures}},
year = {2026},
howpublished = {\url{https://companiesranked.com/en/company/credit-acceptance}},
note = {Compiled from SEC EDGAR XBRL filings; data as of 2026-09-25},
urldate = {2026-09-25}
}The filing itself
The numbers above are read from this document: 10-K · 0000885550-26-000047 · February 13, 2026
{{cite web |title=Credit Acceptance — Key figures — 10-K (0000885550-26-000047) |url=https://www.sec.gov/Archives/edgar/data/885550/000088555026000047/cacc-20251231.htm |website=SEC EDGAR |publisher=U.S. Securities and Exchange Commission |date=2026-02-13}}The figures are rebuilt with every data refresh, so the reference carries the publication date. Add your own access date if your style requires one.