Upstart Holdings (UPST) reported $1.0B in revenue for fiscal 2025, +64.0% year on year. That ranks #1747 by revenue among 2853 SEC filers and #190 in Financials. Net income was $53.6M, a net margin of 5.1%. Revenue has grown 36.1% a year on average since 2019 ($164M then). The fiscal 2025 balance sheet shows $3.0B in total assets and $652M in cash.
Key figures
| Key figures | FY2025 | YoY | Source |
|---|---|---|---|
| RevenueRevenues | $1.0B | +64.0% | FY20252025-12-31 |
| Gross profit | Not reported | — | |
| Operating incomeOperatingIncomeLoss | $42.6M | +$215M | FY20252025-12-31 |
| Net incomeNetIncomeLoss | $53.6M | +$182M | FY20252025-12-31 |
| Operating cash flowNetCashProvidedByUsedInOperatingActivities | −$148M | −$334M | FY20252025-12-31 |
| Capital expenditurePaymentsToAcquirePropertyPlantAndEquipment | $347,000 | −58.5% | FY20252025-12-31 |
| Total assetsAssets | $3.0B | +25.7% | FY20252025-12-31 |
| Shareholders' equityStockholdersEquity | $799M | +26.2% | FY20252025-12-31 |
| CashCashAndCashEquivalentsAtCarryingValue | $652M | −17.3% | FY20252025-12-31 |
| Long-term debt | Not reported | — |
Revenue is total net sales for the fiscal year, taken from each company's own annual filing.
Reported since the last full year
Three-month figures this company has filed since FY2025. A quarter is not comparable with a full year, and these figures are used nowhere else on the site: not in any ranking, not in comparisons, not in the download.
| Quarter | Revenue | Net income | Source |
|---|---|---|---|
| Q1 20262026-03-31 | $308M | −$6.6M | Open → |
| Q2 20262026-06-30 | $365M | $16.5M | Open → |
Only periods that end on a calendar quarter appear here. A company whose fiscal year ends in June files on a different calendar, so it has no row.
Where this sits in its sector
Each bar is the spread of the whole sector: the box covers the middle half of companies, the line inside it the median, and the triangle this company. The axis is clipped at the 5th and 95th percentile so a single outlier does not flatten it.
| Where this sits in its sector | FY2025 | Position in sector |
|---|---|---|
| Net marginRank 153 of 191 companies compared | 5.1% | |
| Operating marginRank 153 of 174 companies compared | 4.1% | |
| Cash as share of revenueRank 45 of 186 companies compared | 62.5% |
All four are ratios derived from two reported lines, not single filing items. Peer group: companies in the same sector with revenue of $1bn or more; loss-making companies are included.
Profile
- Legal name
- Upstart Holdings, Inc.
- Ticker
- UPST
- Exchange
- Nasdaq
- SIC classification
- Finance Services (6199)
- Fiscal year end
- 12-31
- CIK
- 0001647639
Filings
- 10-QAug 4, 2026Open filing →
- 10-QMay 5, 2026Open filing →
- 10-KFeb 10, 2026Open filing →
Similar in size, same sector
| Company | Revenue | Net income |
|---|---|---|
| X FinancialXYF | $1.1B | $209M |
| Onity GroupONIT | $1.1B | $190M |
| United Community BanksUCB | $1.1B | $328M |
| Upstart HoldingsUPST | $1.0B | $53.6M |
| Royal GoldRGLD | $1.0B | $466M |
| HappenHAPN | $999M | $136M |
| Donegal GroupDGICA | $978M | $79.3M |
Cite this page
Ready-made references for the figures on this page, as published on September 25, 2026.
Wikipedia
{{cite web |title=Upstart Holdings — Key figures |url=https://companiesranked.com/en/company/upstart-holdings |website=CompaniesRanked |date=2026-09-25 |language=en}}APA 7
CompaniesRanked. (September 25, 2026). Upstart Holdings — Key figures. CompaniesRanked. https://companiesranked.com/en/company/upstart-holdingsBibTeX
@misc{companiesranked-en-company-upstart-holdings-2026,
author = {{CompaniesRanked}},
title = {{Upstart Holdings — Key figures}},
year = {2026},
howpublished = {\url{https://companiesranked.com/en/company/upstart-holdings}},
note = {Compiled from SEC EDGAR XBRL filings; data as of 2026-09-25},
urldate = {2026-09-25}
}The filing itself
The numbers above are read from this document: 10-K · 0001647639-26-000027 · February 10, 2026
{{cite web |title=Upstart Holdings — Key figures — 10-K (0001647639-26-000027) |url=https://www.sec.gov/Archives/edgar/data/1647639/000164763926000027/upst-20251231.htm |website=SEC EDGAR |publisher=U.S. Securities and Exchange Commission |date=2026-02-10}}The figures are rebuilt with every data refresh, so the reference carries the publication date. Add your own access date if your style requires one.