Operating income · 2011–2025

Bread Financial operating income

$615M+61.4% · FY2025

Bread Financial (BFH) reported $615M in operating income for fiscal 2025, +61.4% year on year.

$813M2011$974M2012$1.1B2013$1.1B2014$1.3B2015$1.1B2016$1.5B2017$1.8B2018$662M2019$301M2020$1.0B2021$300M2022$968M2023$381M2024$615M2025
Bread Financial — Operating income, 2011–2025
Fiscal yearOperating incomeChangeFiling
FY20252025-12-31$615M+61.4%Open →
FY20242024-12-31$381M−60.6%Open →
FY20232023-12-31$968M+222.7%Open →
FY20222022-12-31$300M−71.3%Open →
FY20212021-12-31$1.0B+246.8%Open →
FY20202020-12-31$301M−54.5%Open →
FY20192019-12-31$662M−62.3%Open →
FY20182018-12-31$1.8B+15.8%Open →
FY20172017-12-31$1.5B+32.0%Open →
FY20162016-12-31$1.1B−8.9%Open →
FY20152015-12-31$1.3B+14.9%Open →
FY20142014-12-31$1.1B−0.0%Open →
FY20132013-12-31$1.1B+12.8%Open →
FY20122012-12-31$974M+19.9%Open →
FY20112011-12-31$813M—Open →

Operating income — Operating income is profit from the core business before interest and tax. It strips out financing decisions, so it compares operations rather than balance sheets.

Every row links to its own SEC filing · Fiscal year 2025 · Data as of September 25, 2026 · 2011–2025 compound annual growth −2.0%

Operating income at companies of similar size

Full ranking by operating income →

Cite this page

Ready-made references for the figures on this page, as published on September 25, 2026.

Wikipedia

{{cite web |title=Bread Financial operating income |url=https://companiesranked.com/en/company/bread-financial/operating-income |website=CompaniesRanked |date=2026-09-25 |language=en}}

APA 7

CompaniesRanked. (September 25, 2026). Bread Financial operating income. CompaniesRanked. https://companiesranked.com/en/company/bread-financial/operating-income

BibTeX

@misc{companiesranked-en-company-bread-financial-operating-income-2026,
  author       = {{CompaniesRanked}},
  title        = {{Bread Financial operating income}},
  year         = {2026},
  howpublished = {\url{https://companiesranked.com/en/company/bread-financial/operating-income}},
  note         = {Compiled from SEC EDGAR XBRL filings; data as of 2026-09-25},
  urldate      = {2026-09-25}
}

The filing itself

The numbers above are read from this document: 10-K · 0001101215-26-000016 · February 13, 2026

{{cite web |title=Bread Financial operating income — 10-K (0001101215-26-000016) |url=https://www.sec.gov/Archives/edgar/data/1101215/000110121526000016/bfh-20251231.htm |website=SEC EDGAR |publisher=U.S. Securities and Exchange Commission |date=2026-02-13}}

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